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The Latest Bathroom Design Trends: Subway Tile

Ceramic subway tile has been popular since 1904, when the durable, long-lasting tile was used to decorate subway stations throughout New York. The tiles are designed to stay in place for decades, with some manufacturers insisting that the grout and adhesives will need to be replaced before the ceramic tile wears out. That means that when you use subway tile to decorate your bathroom, you can be rest assured that you’re getting a quality product that will last for a lifetime. If you plan to remodel your home with subway tile, you can purchase it in hardware stores and online on sites like Glass Tile Oasis. The selection of subway tiles that some stores offer is almost endless, and so are the design options.

Staggered or Stacked?

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Both staggered and stacked tiles have a strong visual appeal. Staggered tiles typically create a more traditional appearance, while stacked tiles offer a more contemporary, modern look. Ultimately, however, the choice depends on the style that appeals to you. If you have the chance, lay out your design using paper tiles, and draw it onto an erasable surface with a dry erase marker. Or even better; lay out several of the actual tiles so you can decide which design has the most appeal.

Size and Proportion: Getting Creative

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You want your bathroom to reflect your unique style and taste. When it comes time to choose your tiles, you can allow your creativity to shine as you choose from a variety of sizes, shapes, and colors that will allow you to personalize your tile choice. The most common proportion for subway tile is a width that’s twice the height, but you can find tiles that will fit anything you can dream up. Prefer square tiles? Long, thin tiles? The possibilities are endless.

When decorating your bathroom, choosing smaller tiles can help make the room appear larger. Tiling the entire room can also give it the illusion of space. Larger tiles, however, have fewer seams between the tiles, which can help better contain water when it’s outside the shower.

Specialty Shapes and Patterns
To add a unique flair to your tile design, consider adding in specialty shapes that will draw the eye and personalize your bathroom. Specialty shapes include longer, thinner rectangles for edging, rounded edges to finish off a room or design, or even shapes or swirls stamped into the tile that tie together when the tile is pieced together.

Glass Mosaic Trim and Medallions
In a small space like a bathroom, tile that is in a shade of white can brighten up the room and make it feel larger. To keep your personal taste showing, however, consider adding glass mosaic tiles or medallions as part of the accent for your space. Glass tile comes in a variety of colors, shapes, and patterns that are as unique as you are, so if you can imagine it, you can design it.

Is Subway Tile Here to Stay?
Subway tile is a trend that has been around for a long time. When you’re designing your bathroom, you might wonder if subway tile will go out of style, leaving you with an outdated bathroom just a couple of years after you finish the renovation. The reality, however, is that subway tile offers a simple, classic design. It’s relatively easy to install and very durable so it will last for decades. That means that subway tile is beyond trends and it’s definitely here to stay.

About Ben Lamm
Ben Lamm is a writer, musician, father and husband (not in that order!) He is a communication specialist and blogger for Glass Tile Oasis, an online shop with an extensive selection of some of the most unique and inspired kitchen and bath tiles.

Note: This is a guest post; the views and opinions expressed are those of the author and do not necessarily reflect the opinion or position of WWW.RedRockManagementLV.com


 

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Real-Estate-Investment

5 Trends That Will Move Real Estate Markets This Week!!

Enjoy Labor Day … because these five trends may rock the real estate world the rest of the week:

 

  1. Who’s remodeling? See profits at HD Supply, Restoration Hardware.
  1. Homebuilding profitable? Watch Hovnanian earnings, out Wednesday.
  1. Look at real estate slice of Producer Price Index.
  1. Are rates moving? See Freddie Mac mortgage survey, out Thursday.
  1. Who’s borrowing? Watch mortgage bankers’ application survey, out Wednesday.

 

            Source: Jonathan Lansner – writer OC Journal

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Dita Von Teese, queen of burlesque from Irvine, buys Tudor hideaway with ‘secret garden’

 

Burlesque star and onetime Playboy cover girl Dita Von Teese – Heather Sweet when she was growing up in Irvine – has bought a Tudor Revival-style house in Los Feliz for $2.83 million.

Built in 1927, the 3,200-square-foot retreat boasts a round castle turret, Gothic arches and center medallions encircling feudal fixtures. The property, on a third of an acre in a “Sherwood Forest” setting, includes a “secret garden,” according to listing agent Peter Reyes of Keller Williams Realty in Los Feliz, near Hollywood.

The four-bedroom house has slate and hardwood floors. A dark-bottom swimming pool and detached pool house with a wet bar and dry sauna fill out the grounds.

Real estate website Trulia recently broke news of the sale, which closed in late July. The home was listed in May at $2.99 million.

Von Teese, 42, whose family moved from Michigan to Irvine when she was 12 years old, also lived in Costa Mesa and Huntington Beach. She left Orange County in 2001, became a Playboy cover girl the following year and went on to marry and divorce heavy metal rocker Marilyn Manson.

Her recent, over-the-top “Burlesque: Strip Strip Hooray!” national tour showcased routines inspired by old-fashioned glamour, a bathtub-sized martini glass with 250,000 Swarovski crystals, a blinged-out mechanical bull, her hallmark corsets and custom stilettos by Christian Louboutin.

She also teamed up with the designer to release a line of lingerie.

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Source:

 Image – Dita Von Teese, a burlesque star who grew up in Orange County, has bought a 3,700-square-foot, Tudor Revival-style house in Los Feliz.
COMPOSITE BY MARILYN KALFUS; INSET: DANIELLE BEDICS; TRULIA
Leslie Sargent Eskildsen is an OC real estate agent. leslieeskildsen.com.  http://www.ocregister.com/lansner/irvine-679168-teese-house.html
Marylin Kalfus OC Journal Staff Writer

 


 

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Renters Insurance

How Renters Insurance Will Help Cover The Loss of Your Valuables

Red Rock Management (www.RedRockManagementLV.com)  encourages all tenants to purchase renter’s insurance.  Many tenant’s inquire as to why we ask them to purchase rental insurance.  Below is an outline by Farmers Insurance as to the importance of having renter’s insurance.

HOW RENTERS INSURANCE WILL HELP COVER YOUR VALUABLES

Imagine a moment you’ve just returned home from a long day at work to find there’s been a fire. Everything you owned has been destroyed: your flat-screen TV, computer, furniture, books, game consoles, CDs, jewelry, collectibles and clothing. Where will you stay until your home is renovated? Who will pay to replace all your belongings? Not your landlord.

A Renters insurance policy can be the answer. It provides coverage to help you to replace your lost or damage items. If you suffer a covered loss, we’ll reimburse you for your lost or damaged items. And if the loss makes your home uninhabitable, we’ll also pay for the additional living costs for hotel, meals and related expenses.

Renters policies are affordable, generally ranging from $15-$25 each month. For less than a dollar a day, you can have valuable insurance coverage!

BENEFITS

– Personal property coverage

– Personal liability coverage

– Additional living expenses

OPTIONAL COVERAGES

– Personal articles floater

– Jewelry, furs, fine arts

 

 


 

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House with cash

Buying with cash saves cash – and time

An article by Real Estate Agent Leslie Sargent Eskildsen, discusses the differences of Buying a house with cash or taking out a loan.

She writes, “Just recently, a reader asked me about the difference between buying a house with cash and buying a house with a home loan. That’s a great question!

Here’s a rundown of the differences.

Buying a house with cash saves you money. You don’t have to pay for an appraisal. That doesn’t mean you can’t or shouldn’t pay for an appraisal, you just don’t have to.

Buyers using a home loan have to pay for an appraisal. The lender requires an unbiased, licensed appraiser to give a thoroughly researched and documented report on the value of the home so the lender is confident you’re paying the right price and that they are making a sound investment.

A home buyer paying cash also saves on other lender related costs including a credit report, loan origination fee, flood certification, tax service fee (the lender has to be aware of any back taxes owed) lender required title insurance and any points a borrower chooses to pay to bring down the interest rate on the money borrowed.

In addition, a cash buyer is not required to purchase home owner’s insurance.

When you get a home loan, the lender requires evidence of insurance, and you pay for a full year up front.

I’d never recommend not buying home owner’s insurance. However, when you’re buying a house with cash, you can work it out directly with your insurance carrier as to the frequency of payments.

When you are buying with cash, you also save on escrow fees including the loan tie-in fee, the loan documentation prep fee, and the notary fees (you’re not signing anything that needs to be notarized).

The more subtle aspects of buying with cash include the need to prove you have the cash up front with your offer. This means you need to submit, up front, bank statements showing sufficient funds to cover the price.

If you are flush with tons of cash, you may want to keep a bank account that only has a balance large enough to cover the cost of the house and your share of the escrow fee and a processing fee.

You have no need to show the seller how much you have overall.

You get to keep your financial status a secret, as opposed to a buyer getting a home loan. Those who buy with a loan have to provide full financial disclosure to the lender to qualify for the loan.

There’s much less paperwork required when buying with cash. You can also close escrow much more quickly. You do not have to budget time for the appraisal review, underwriting review, management review, and all the time to prepare and review loan documents.

There’s also the advantage of representing less risk to a home seller. If you show the seller the money up front, and if your offer is a figure that is acceptable to the seller, you will probably win out over a buyer who needs a loan. Cash is much easier and less risky.”

 

Source: OC Journal – leslieeskildsen.com.

 


 

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Real Estate Finance

Is property management affordable for single-family rental owners?

Not only is property management affordable, using a property manager can actually increase your property’s overall profitability. Most property managers charge a small percentage of your monthly rent in exchange for comprehensive services that range from finding and screening tenants, to handling emergency maintenance, to keeping the books and preparing year-end taxes.

Source – All Property Management

 


 

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Why Real Estate Could Be a Better Investment than Stocks – Ya Think!

Before my added “Ya Think” emphasis, the title is the same as a title of an article this week over at Money,USNews.com. It’s not surprising to see an article like this now, as the China situation took the Dow Jones down in a dramatic way over the course of a week or so. If you want some historical perspective, there are some dates and Dow plunges historically:

• August 24, 2015: -588.47
• August 21, 2015: -530.94
• August 8, 2011: -634.76
• Six more 600 points or larger drops since 2000.

Yes, if you just bought and held for 15 years, you would have done well in stocks. Unfortunately, many people can’t simply drop a major chunk of change into stocks and just let it ride for that long. And, depending on when you buy, having to sell after a drop like these can be devastating to your savings and retirement.

So, that said, I’m not saying dump all of your stocks and buy real estate … particularly not now. However, the next time your stock broker advises you to “diversify,” don’t just do it with stocks. Let’s look at some of the points referenced in the linked article.

Actually, the article wasn’t really that positive about the advantages of investing in real estate. Things like the ease of placing stock trades and low cost of transactions were mentioned. Property taxes were mentioned as a negative, and they are to a point. The article’s title really wasn’t in my opinion supported very strongly by the content. So, let’s take a look at some differences between stocks and real estate as an investment asset class.

Inflation Hedge

Stocks are susceptible to inflation risk. Your return is whatever it is, including dividends. When inflation gets rowdy, it can take away major chunks of your investment gains in stocks. That’s not to say that real estate is inflation proof, but there are some logical reasons why it may be better.

Let’s think about what inflation really is. It is an increase in the cost of goods and services. So, what do you expect to happen to home prices when wood, tile, wiring, plumbing and other materials and labor costs increase? If it costs more to build, usually within a reasonable period of time it will cost more to buy. Your owned property value can actually increase during inflationary periods.

Interest Rate Increases

When interest rates rise, stocks and definitely bonds usually suffer. It costs companies more to borrow to expand and finance operations, so their profits are reduced. Bonds carry a fixed rate of return, so their value drops when interest rates increase.

If you own rental real estate with a fixed mortgage rate, interest rate increases don’t really bother you. In fact, they can help. If mortgage rates rise, more people must rent than buy. Rental demand increases and rents rise.

Taxes

Sure, you must pay property taxes if you own real estate. However, if you’re doing your job, you factor those into your purchase of rental property and the positive cash flow you project to receive. Sure, they can go up, but you may be able to offset that with rent increases.

One major difference is in using the IRS 1031 Exchange rule for growing your real estate portfolio. While the stock market investor will pay capital gains taxes in the year they sell a stock at a profit, real estate investors get a major break. Using this IRS rule, you can sell and roll the profits into another investment and forego paying capital gains. It’s complicated and the rules are strict, so an accountant needs to be involved.

I’m not trying to push anyone into real estate who is afraid of it or not suited for a landlord’s duties. But, there definitely are reasons for real estate as a diversification strategy.

 

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